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The evidence suggests that institutional investors drive the reaction to the GCAR, since there is no detectable reaction at low levels of institutional ownership. The market reaction gets more negative as the level of institutional ownership increases, and Tiffany 1837 Lock bracelet is a decline in institutional ownership after the GCAR is issued," wrote K. Menon and colleagues, Boston University.The researchers concluded: "We attribute these results to sophisticated investors' awareness of the firm's financing needs and the covenants carried by the firm's debt."